Europe
Every European health system bills differently. We know how.
Who pays, how doctors bill and what a fair price is change at every border. Our team speaks the languages, has the medical knowledge and knows the hospitals, so your members are treated and billed correctly wherever they are in Europe.
No two systems alike
One continent, many ways of billing a hospital stay
A few examples of what we deal with every week.
France
Sector 2 doctors may charge above the official tariff, and the excess is billed on top.
United Kingdom
In private care, the hospital and each consultant send separate invoices.
Switzerland
Its own outpatient tariff and some of the highest prices in Europe.
Austria
Many doctors work outside the public system as “Wahlärzte” and bill privately.
Spain
Large private hospital groups, each with its own price list for foreign patients.
Italy
Public hospital doctors can also treat private patients inside the same hospital.
Netherlands
The GP is the gatekeeper, and hospital care is billed as fixed treatment products.
Poland
A public system alongside fast-growing private networks with their own rules.
Why we can
What it takes to work across Europe
The languages
Our whole team is multilingual: English, German, French, Spanish, Italian, Arabic, Russian, Turkish, Mandarin and Farsi. We talk to members in their language and to hospitals in theirs.
The medical knowledge
Our in-house medical team reads reports and audits invoices against each country's own coding and tariff rules.
The connections
We contract hospitals ourselves and know their international offices and billing departments by name. That is what gets a deposit waived or an invoice corrected.
The local rules
Discounts are forbidden in many European countries. We save money through case management instead: the right provider, the right length of stay and local rates.
Our European network
Contracted by us, with specialist partners around it
Contracted by our team
Hospitals, clinics, specialists and GPs across Europe, selected and contracted by Medigo, with direct billing.
Invoices checked against local tariffs
The cost containment we do in Germany, applied to each market's own tariffs and norms.
Partners for transport and telemedicine
Ground ambulance, air ambulance and telemedicine come from specialist partners we coordinate.
Tell us where your members are
Send us your countries and volumes and we will show you how we would cover them.
Request a proposalFor providers
Are you a hospital, clinic or doctor?
Treat insured patients from abroad. We issue the guarantee of payment and settle your invoice directly.